Homeowners over age 50 often face unique challenges when it comes to repairing and maintaining their homes. For those facing these issues, home improvement assistance is available to help them make the necessary repairs while remaining in their homes safely and comfortably.
Various types of home improvement assistance are available for seniors, including grants and loans with favorable terms. Grant programs such as the USDA Single Family Housing Repair grant and FHA Limited 203(k) program provide funding to address critical problems, such as removing health and safety hazards or installing measures to ensure accessibility.
Other programs offer funding to cover energy efficiency upgrades and reduce radon levels, as well as help with other renovations that create a more comfortable living environment for senior homeowners. For example, a renovation that increases insulation levels and adds energy-efficient appliances can improve comfort, while also saving on heating costs and potentially decreasing utility bills.
Many state and local agencies administer home improvement assistance for senior citizens, such as the Weatherization Assistance Program and the VA Specially Adapted Housing grant. These programs focus on helping those with limited incomes, with requirements varying by location and county.
For assistance, it’s recommended that seniors contact their area agency on aging or community development departments to learn about the specific programs in their area. Nonprofit organizations, such as Rebuilding Together and Habitat for Humanity, may also be able to refer them to additional resources in their area.